Privacy Policy

Privacy Protection of Personal Information

Protecting the privacy and confidentiality of our customer’s personal information is important to Union Mortgage and its divisions. We value your business and the trust you put in us. To offer you the financial products and services you request, we gather, maintain, and use information about you on a routine basis. To assist you better in understanding how your personal information is utilized, we are providing you with the following statement describing our policies and practices with respect to the sharing of customer information. In the event that you terminate your customer relationship with us, or become an inactive customer, our privacy policy will continue to apply to you.

What Information Do We Collect?

We collect both public and non-public personal information about you on applications or other forms during the application or process, gathered from your experiences with us and obtained from other authorized sources, such as consumer reporting agencies. Non-public information means personally identifiable financial information and any lists, descriptions or any groupings derived using personally identifiable financial information that is not publicly available. All information collected and stored by Union Mortgage is used for specific business purposes, such as administering your account, complying with federal and state laws and regulations, protecting against fraud, and developing a better understanding of your financial needs to provide you with improved products and services.

What Information Do We Disclose?

We do not disclose any public or non-public information about our customers or former customers to anyone except as permitted by law. We do not sell any customer information to anyone. We are permitted under law to disclose such information about you to other third parties when requested by an account holder, a legal representative, or in certain circumstances. For example, we disclose non-public personal information about you to third parties to assist us in servicing your loan or account with us, to government entities and third parties in response to subpoenas and to consumer reporting agencies.

We may also disclose information we collect, as described above, to nonaffiliated third parties that perform account administration services or functions on our behalf, marketing services on our behalf, to other financial institutions with which we have joint marketing agreements, and for other reasons allowed by law. We may also disclose certain non-public financial information we collect with our affiliates, such as Union Trust Bank for the purpose of providing you with information about additional products and services that may benefit you.

Information We May Disclose In The Future

We reserve the right to disclose public and non-public personal information we collect on customers or former customers with non-affiliated third party companies at some time in the future. Such third parties might include financial service providers, retail businesses that we partner with or other businesses that we believe can provide beneficial products or services to you.
What Are Our Security Procedures?
We understand that the protection of your non-public personal information is of the utmost importance. Union Mortgage, Inc. maintains strict procedures and policies to protect your privacy. We restrict employee access to customer information to only those who have a business reason to know such information, and we educate our employees about the importance of confidentiality and customer privacy and supervise their activities. We maintain physical, electronic and procedural safeguards that comply with federal and state standards to guard your personal information. We also oversee agents and require them to agree to maintain confidentially of your nonpublic personal information.